Article 1 - Legal Information

1.1 Site Publisher

The website SimulerMaRetraite.fr is published by:

• David PAVLOVSCHII (Entrepreneur Individuel)
• Trade name: Doved Studio
• Address: 200 rue de la Croix Nivert, 75015 Paris, France
• SIREN: 851 542 167
• VAT: Not applicable (article 293 B of French Tax Code)
• Email: contact@dovedstudio.com
• Website: dovedstudio.com

1.2 Publication Director

David PAVLOVSCHII

1.3 Hosting Provider

• Vercel Inc.
• 340 S Lemon Ave #4133, Walnut, CA 91789, USA
• Contact: legal@vercel.com

Article 2 - Accessibility

The site is accessible 24 hours a day, 7 days a week, except in cases of force majeure, events beyond the publisher's control, and/or maintenance operations.

The publisher shall not be held responsible for any damage of any nature resulting from the unavailability of the site.

Article 3 - Intellectual Property

All content on the SimulerMaRetraite.fr site (texts, images, graphics, logo, icons, source code, etc.) is protected by French and international intellectual property laws.

Reproduction, representation, modification, publication, transmission, or more generally any unauthorized use of the site or its content, in whole or in part, is strictly prohibited without prior written authorization from the publisher.

Article 4 - Nature of the Simulator

The simulator offered on this site is an educational and informational tool. It does not constitute:

• Investment advice
• A personalized recommendation
• An incentive to buy or sell financial products

Calculations are based on simplified assumptions and historical data that do not predict future performance. Results are provided for indicative purposes only.

Users are encouraged to consult a licensed financial advisor for any investment decision.

Article 5 - Personal Data

The site does not collect any personal data. Simulator calculations are performed locally in your browser. No information is transmitted to our servers or stored.

For more information, see our Privacy Policy.

Article 6 - Cookies

This site does not use cookies for tracking, advertising, or behavioral analysis purposes.

Only strictly necessary technical cookies may be used for site operation (e.g., display preferences).

Article 7 - Applicable Law

These legal notices are governed by French law. In case of dispute, and after failure of any attempt to find an amicable solution, French courts shall have sole jurisdiction.

Article 8 - Contact

For any questions regarding these legal notices or the operation of the site, you can contact us at: contact@dovedstudio.com